Credit

Credit rating progresses to achieving 'Investment' rating

Vietnam's national credit rating is making significant strides toward achieving the official 'Investment' ranking.

Society – Economy

Proparco increases credit limit to HDBank to US$100 million
The Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank – HOSE: HDB) and Proparco, a French development finance institution, have signed a credit facility worth US$50 million in HCM City on September 16.
Exorbitant property prices challenge credit for home loans
Real estate is a major factor in credit growth, particularly the demand for home loans. Home loans are still slow over the first seven months of the year even though many banks have been offering very competitive interest rates.

Credit policies help communities nationwide escape from poverty
After ten years, the total credit for the Vietnam Bank for Social Policies has surpassed VNĐ373 trillion, while outstanding debt has reached nearly VNĐ351 trillion, helping more than 3.1 million households escape poverty, and over 4.2 million people get jobs.
Experts highlight challenges, opportunities in Việt Nam's carbon credit market
In 2023, Việt Nam earned over US$50 million by transferring more than 10 million carbon credits, prompting efforts to develop the legal framework and address the need for both the quality and quantity of human resources in this growing market, experts discussed at a conference in HCM City.
Total assets of Vietnamese credit institutions rise by 4.97%
Total assets of the Vietnamese credit institution system by the end of June 2024 reached more than VND21.07 quadrillion, an increase of 4.97% compared to the end of 2023, the State Bank of Vietnam (SBV)’s latest data show.
Gov’t considers state-funded $1.2b credit package for social housing
The Government is considering implementation of a state-funded credit package worth VNĐ30 trillion (US$1.2 billion) for social housing to replace the current ineffective package.

Credit growth in June 2024 exceeds that in first five months
Credit growth in June 2024 exceeded the total credit growth of the first five months. If this growth rate is maintained, achieving a 15 percent credit growth target for the entire year of 2024 is a possible goal.
This year's credit growth target achievable: experts
As of June 30, credit expanded 6% compared to the end of 2023 while total outstanding loans approximated VND14.4 quadrillion (US$563.3 billion), a positive signal showing this year's credit growth target of 14 - 15% is within reach, experts said.
New laws help further bolster real estate market
A recent roundtable in Ho Chi Minh City discussed measures to support and promote the real estate market development.
Credit growth soars in June
Credit growth has accelerating since the beginning of June, signaling that the 15% growth target is achievable, if the rate is maintained in the remaining months of this year.
Rising deposit rates raise concerns for Vietnamese businesses
While credit growth remains sluggish, the recent increase in deposit rates across the banking sector has raised concerns among businesses and market observers for fear of lending rates following suit.
Bình Dương proposes $2.55 bln credit to boost social housing projects
Bình Dương will invest in over 160,000 homes, with over 32,000 up for rental.
Real estate credit in HCMC higher than common credit
In the context of the low capital absorption rate of businesses and the entire economy, the transformation of the real estate market in recent months and the growth of real estate credit have boosted credit growth in Ho Chi Minh City.
Credit growth bright spot for banking
As of June 14, credit growth has reached 3.79% compared to the end of last year, marking a bright spot for the banking sector, according to the central bank.
Credit growth remains far from government’s target
Credit within the banking system to the end of May 2024 increased by only 2.41% against the end of 2023, far from the credit growth target, the Government reported.
Cảnh báo vòng xoáy nợ nần từ ‘cuộc đua bùng nợ’
Năm 2023, nhiều hội nhóm “bùng nợ” mọc lên như nấm trên các trang mạng xã hội, tạo ra một “làn sóng” ồn ào. Nhưng sau những con sóng đó ẩn chứa hậu quả khó lường cho người tham gia.
Sellers who make online livestreams must pay tax: Deputy Minister
Deputy Minister of Finance Nguyen Duc Chi said that sellers who make livestreams on online marketplace must pay tax.
VPBank nóng chuyện nợ xấu tại FE Credit và nhận về ngân hàng 0 đồng
Chuyển giao bắt buộc một ngân hàng 0 đồng và nợ xấu tại FE Credit là mối quan tâm lớn của cổ đông Ngân hàng TMCP Việt Nam Thịnh Vượng (VPBank) tại ĐHĐCĐ thường niên năm 2024 diễn ra sáng nay, 29/4.
VPBank đặt mục tiêu lợi nhuận 23.165 tỷ đồng năm 2024
Sau 1 năm chuẩn bị kỹ về nền tảng vốn và tinh chỉnh trong các hoạt động kinh doanh, VPBank đã cho thấy sự tự tin bứt phá trong năm 2024. Đồng thời, ngân hàng tiếp tục hiện thực hóa cam kết chia cổ tức bằng tiền mặt cho các cổ đông.
'Làm ngân hàng cả chục năm, tôi chả có cái thẻ tín dụng nào'
Ông Nguyễn Hoàng Hải nói bên cạnh những thuận lợi được biết đến là tiện dụng cho việc tiêu trước trả sau thì thẻ tín dụng cũng có rủi ro. Từng làm ở ngân hàng cả chục năm, ông vẫn không dùng thẻ này.

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