Danh sach den 500 dai ly bao hiem nhan tho

So luong dai ly bao hiem nhan tho tai cac cong ty bao hiem dang co dau hieu giam sut. Anh: TBKT

Tinh den thoi diem nay, he thong phan mem quan ly dai ly bao hiem nhan tho da sang loc ra mot “danh sach den” cac dai ly vi pham, voi so luong khoang 500 “danh sach den” cac dai ly vi pham cac quy dinh bao hiem.

Tuy nhien, theo ong Phung Dac Loc, Tong thu ky Hiep hoi bao hiem Viet Nam, day chua phai la con so cuoi cung vi con hai doanh nghiep bao hiem nhan tho co so luong dai ly lon nhat thi truong la Bao Viet Nhan tho va Prudential chua cap nhat du.

He thong phan mem quan ly dai ly bao hiem nhan tho chinh thuc di vao hoat dong ke tu ngay 1/7/2006. Day la san pham do sau doanh nghiep bao hiem nhan tho dang hoat dong tai thi truong Viet Nam la ACE Life, AIA, Bao Minh CMG, Bao Viet Nhan tho, Manulife, Prudential xay dung nham nang cao chat luong hoat dong dai ly bao hiem nhan tho, chong canh tranh khong lanh manh.

Cac doanh nghiep bao hiem nhan tho dau tu cho he thong nay khong nhung duoc mot he thong phan mem quan ly dai ly tap trung ma quan trong hon la duoc mot he thong lien thong giua cac doanh nghiep giup kiem soat hoat dong cua dai ly bao hiem tot hon va hieu qua hon.

De ky duoc hop dong, nhieu dai ly da quang cao sai su that ve noi dung, pham vi hoat dong cua doanh nghiep bao hiem, cac dieu kien cung nhu dieu khoan bao hiem, gay thiet hai cho ben mua. Co dai ly con hua hen khuyen mai nhieu hon so voi quy dinh, chang han hua giam phi, hoan phi hoac cac quyen loi khac ma doanh nghiep bao hiem khong cung cap cho khach hang.

Tham chi co dai ly con ngan can ben mua bao hiem cung cap cac thong tin lien quan den hop dong mua bao hiem hoac xui giuc ben mua bao hiem khong ke khai chi tiet lien quan den hop dong bao hiem. Tren thuc te, da co truong hop dai ly xui giuc ben mua huy bo hop dong hien co de mua hop dong moi.

Tat ca nhung dai ly lam an bat chinh, xam pham quyen loi cua khach hang va phuong hai toi uy tin doanh nghiep ke tren ngay lap tuc duoc liet vao so den cua Hiep hoi. Ngoai ra, nhung hanh dong nhu: tranh gianh khach hang duoi moi hinh thuc nhu ngan can, loi keo, mua chuoc, de doa nhan vien hoac khach hang cua doanh nghiep bao hiem, dai ly bao hiem khac va vi pham phap luat den muc do bi khoi to cung se bi coi la vi pham.

Hien nay, so luong dai ly bao hiem nhan tho tai cac cong ty bao hiem dang co dau hieu giam sut. Tuy nhien, ngay ca trong giai doan kho khan nhat cua thi truong nhu hien nay thi cac doanh nghiep van kien quyet trong viec thanh loc nhung dai ly lam an bat chinh.

T.L - (theo TBKT)