Bao hiem that nghiep Ganh nang hay loi ich cho DN
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Trong khuon kho Luat Bao hiem Xa hoi, Bao hiem that nghiep da duoc Bo Lao dong - Thuong binh & Xa hoi tien hanh lay y kien cac ben lien quan de bo sung, hoan thien, truoc khi chinh thuc thuc thi tu 01/01/2009. Buoi toa dam voi cac DN duoi su ho tro cua Phong Cong nghiep & Thuong Mai VN dien ra tai Ha Noi hom 30/10 da thu hut rat nhieu y kien, chia se nhung vuong mac, kho khan cua DN trong thuc hien chinh sach nay.
Bao hiem that nghiep, theo ong Le Quang Trung - Pho Vu truong Vu Lao dong Viec lam, Bo LD TB&XH, la mot bien phap ho tro nguoi lao dong (NLD) trong thi truong lao dong. Thong qua cac hoat dong dao tao nghe, tu van, gioi thieu viec lam, som dua nhung lao dong that nghiep tro lai lam viec. Dong thoi, no cung ho tro mot khoan tien dam bao on dinh cuoc song cho NLD trong thoi gian mat viec. Du thao Nghi dinh nay duoc chia lam 8 chuong, 49 dieu. Trong do trinh bay cac van de nhu quyen va trach nhiem cua NLD va nguoi su dung lao dong (DN), thu tuc thuc hien, khieu nai, cac che do, to chuc, quy bao hiem that nghiep, cac dieu khoan thi hanh… Theo do, NLD la cong dan VN lam viec trong co quan Nha Nuoc, to chuc chinh tri - xa hoi - nghe nghiep, hop tac xa, ho kinh doanh ca the, co quan, to chuc, ca nhan nuoc ngoai hoat dong tren lanh tho va su dung lao dong VN… co su dung tu 10 lao dong tro len, theo cac hop dong lao dong khong xac dinh thoi han, hop dong lao dong xac dinh thoi han tu du 12 – 36 thang, deu thuoc dien tham gia Bao hiem that nghiep. Dang chu y, loai hinh bao hiem nay co su tham gia, xac dinh ro trach nhiem cua 3 ben trong viec giai quyet che do, tro cap cho NLD la Nha nuoc, nguoi su dung lao dong va NLD theo phuong thuc ca 3 ben cung dong gop cho Quy bao hiem that nghiep. Quy nay se duoc su dung de tra tro cap that nghiep hang thang cho NLD duoc huong che do; ho tro hoc nghe va tim viec, dong bao hiem y te cho NLD dang huong tro cap that nghiep hang thang; dau tu bao toan va tang truong quy theo quy dinh… Muc tro cap that nghiep hang thang cho NLD se bang 60% muc binh quan tien luong, tien cong thang dong bao hiem that nghiep cua 6 thang lien ke, truoc khi bi mat viec lam… Ve phia nguoi su dung lao dong, khi tham gia loai hinh bao hiem nay se khong phai thuc hien nghia vu cua dieu 17 va 42 cua Luat Lao dong ve tro cap mat viec hoac tro cap thoi viec nhu truoc nua. Van con nhieu vuong mac Co y kien cho rang, truoc rat nhieu loai loai bao hiem hien nay, chinh sach bao hiem that nghiep ra doi cung chi la viec khoac them "ganh nang" ve chi nop doi voi gioi chu va NLD. Song, tai buoi toa dam, tu thuc te su tham gia cua 3 ben khien muc dong gop cua DN it di, trong khi ho lai khong phai giai quyet cac tro cap von da phuc tap theo dieu 17 va 42 cua Luat lao dong, ma NLD lai duoc huong muc tro cap that nghiep tot, khien dai dien cac DN deu nhan xet, day la nhung uu diem noi bat cua bao hiem that nghiep.
Buoi toa dam da thu hut rat nhieu y kien dong gop, bo sung tu phia DN trong viec thuc thi cac noi dung cua du thao. Dai dien Hiep hoi Banh dau xanh Hai Duong, ong Vu Thien Huu chi ra thuc te, viec ky hop dong lao dong, cai goc de tham gia bao hiem that nghiep doi voi phan lon lao dong o cac don vi san xuat kieu lang nghe, mang tinh chat mua vu la rat kho khan. Ong Huu bay to: “Chung toi lam hang xuat khau, phu thuoc vao don dat hang nen rat bap benh. Luc nhieu viec, luc khong. Ky hop dong 1 nam nhung khong co viec, khong ban duoc hang thi tra luong lam sao duoc. Tham chi, chinh NLD, nguoi su dung lao dong o day cung khong muon ky vi tinh chat khong on dinh. NLD da phan la nong dan, tranh thu di lam vao luc nong nhan, nen viec lay moc cua hop dong lao dong de dong bao hiem that nghiep gan nhu khong thuc hien duoc.” Khong chi vay, theo ong Huu, cach tinh luong o nhung don vi trong hiep hoi chu yeu dua tren san pham. Ma tuy vao mua vu, NLD lai co muc thu nhap khac nhau nen trong hop dong lao dong, khong the ghi ro muc luong cu the la bao nhieu, do do khong co co so de tinh duoc phi bao hiem toi thieu duoc.
Chinh vi vay, ba Xuyen kien nghi ban soan thao can phai nghien cuu de dua ra duoc cach lam thuan tien, hieu qua nhat cho NLD va nguoi su dung lao dong nhu ba. Ngoai ra, cac van de ve tu van, day nghe va gioi thieu viec lam tai cac truong, cac trung tam cung duoc cac DN rat quan tam. Ho cho rang, cac trung tam can nang cao hieu qua, phoi hop chat che voi DN de dao tao duoc nhung lao dong dap ung duoc ca chat luong va so luong, chu khong phai dao tao ra nhung nguoi that nghiep roi de ho lai that nghiep!
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Viet Bao
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